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Business loan request

You are eligible to apply if you meet the following criteria:

Have a Canadian-based business established for the first time
Have been in operation for at least 12 months and generated revenues
Have a good credit history
Have a solid business plan ready—see our free template
You’ve reached the age of majority in the province or territory where you live
Have a reasonable financial investment in the business
Have experience or expertise in your chosen field
Demonstrate realistic market and sales potential
Get support through your early stages to grow your business

Start-up financing

Apply now
Up to $250,000 To jumpstart your projects
Up to 12 months Principal payments postponement at the start of the loan

One of the biggest challenges for small businesses is getting adequate financing. We provide funds to help Canadian businesses in the start-up phase who have been in operation for at least 12 months and have generated revenues* turn their business ideas into reality.

Financing you can use to

Get your company off the ground

Purchase assets, pay start-up fees, or buy a franchise.

Build momentum

Invest in marketing, a website or advisory services.

Complement your line of credit

Replenish working capital depleted by start-up costs.

*Subject to approval. Certain conditions apply.

Financing tailored to your needs

Unparalleled flexibility

Benefit from longer amortization periods and match payments to your cash flow cycle to avoid using cash needed for day-to-day activities.

A “beyond the numbers” approach

We look at your business plan and its overall potential. We also take your experience into account.

Peace of mind

Our terms and conditions don’t change without due cause. Plus, we don’t take personal assets as collateral for the loan.

Jamie Hoobanoff
BDC not only helped me with financing, they provided me with tools and resources that helped structure the business and gave me the freedom I needed to build my company.

If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.