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Maintain your company’s cash flow

Working capital financing

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Up to 6 years To repay your loan
Up to 12 months Principal payments postponement at the start of the loan

Your business has projects, but it requires money to undertake them. Many entrepreneurs face this challenge—which is why our working capital financing is unique and designed to help you realize key growth projects, without putting your everyday cash at risk.

If your business has been directly or indirectly impacted by COVID-19, you could benefit from a working capital loan of up to $2 million* to finance projects that can help bring your level of operations back to a pre-pandemic state.

Financing you can use to

Complement your line of credit

Purchase inventory to fulfill orders quickly.

Launch growth projects

Expand into new markets, develop new products, protect intellectual property, launch a marketing campaign.

Improve profitability

Pay suppliers upfront to get special discounts, obtain certification, train employees.

* Subject to approval. Certain conditions apply.

Financing tailored to your needs

Unparalleled flexibility

Match payments to your cash flow cycle to avoid using money needed for your day-to-day activities.

A “beyond the numbers” approach

We look beyond banking ratios, including management expertise and the potential of your project.

Peace of mind

Our terms and conditions don’t change without due cause. Plus, we don’t take personal assets as collateral for the loan.

Specialized financing solutions available

Specialized financing solutions available

If you have an asset-light company or require solutions that go beyond conventional financing, our Growth & Transition Capital experts can help you structure a financial package with repayment and interest terms adapted to your needs, without diluting ownership.

Tony Russell
BDC helped us meet demand for our new product, grow revenue and make the move toward exports. This has strengthened our position as a major Canadian company on the international scene.
We’ve built a strong relationship with BDC. Apart from getting essential working capital to help us grow, they also helped us improve our financial management and triple our sales!
S. Clevett
BDC took the time to get to know my business and suggest lending solutions that I hadn’t thought of myself. They made the lending process easy for me.

If you are an Indigenous entrepreneur or a newcomer to Canada, discover solutions designed for you.